Save thousands with a lower mortgage payment.

When you save, we both win! Since 2014 we've saved our clients MILLIONS with our commitment to finding you the lowest refinancing rates on the open market.

Today's best 5 years variable and fixed rates.


Variable Rate


Fixed Rate


Variable Rate


Fixed Rate


Variable Rate


Fixed Rate
Rates effective 1/1/1970. Conditions apply.

Click apply and start saving.

Refinance with Nuborrow

Lower your monthly payments.

Lower your rate. Change your term. Take cash out to pay off debt. No matter which option you choose, refinancing with Nuborrow can save you money.


average yearly savings

based on mortgage refinancing and including other higher interest debt, savings will vary based on your situation.

Erase high-interest debt

Break-up with Debt.

Why keep paying credit card rates of 19.99% when mortgage rates remain at historic lows?

Take advantage of lower rates and refinance your mortgage with some extra cashback to pay off debt, renovate or invest.

Renovate and save money.

Taking advantage of lower rates to save more, and upgrading your home is a good move. Adding a little extra cash in the process can turn good into great!


Rates Are Still Low

Refinance up to 80% LTV

Get your free credit score and shop worry-free.

Your credit is an important piece of the buying process. Nuborrow will arm you with your free credit score, and a detailed breakdown of how to further boost your score to help make the home buying process less stressful.

No Fees, No Kidding

When you refinance your mortgage with one of our Canadian banking partners, you will not pay a broker fee — ever.

We call it our Nuborrow *No Fee Guarantee. This is our commitment to transparency, and above all, our dedication to saving homeowners every penny we possibly can.

You can expect to save on your rate when you switch banks, but we believe you should save on closing costs too! At Nuborrow, if we find you a new bank-approved mortgage option for a lower rate, you will not pay a fee.

And yeah, we stand behind our 'No Fee Guarantee' for as long as you are a part of our Nuborrow family.

*Terms and Conditions apply. Talk to a team member to discover how to qualify for this program.

We've helped THOUSANDS of homeowners save MILLIONS.