Buy Refinance Home Equity Loan Home Equity Line

Let’s

Reduce

expenses, save interest, and lower your payments this year!

When you save, we both win! For over a decade we've saved clients MILLIONS in high-interest debt while finding some of the lowest mortgage rates on the market.

Today’s Best Mortgages Rates

Rates effective and are subject to change. Conditions apply.

Apply in seconds

00:35:3600:35:36

Katie, our Nuborrow application assistant, was designed for speed and simplicity.

Use our mobile app or click apply on your website.

Answer a few questions and push submit.

Review your options for free and choose your favorite.

Want lower rates
and cashback?

Refinancing your current mortgage with some cash back can be a

great way to create cash flow.

Mortgage Refinance Calculator

See how much money you could save with our best mortgage

refinance calculator.

Current Property Value

It's OK to guess, we will provide a no-cost value

Total of all registered mortgages

Combine your first mortgage and any other registered lien

Additional cash back

We used 80% loan to value here, but you can reduce the amount if you need to.

Your new estimated

mortgage amount

Maximum loan
to value

80% LTV

Additional cash
back

$100,000

Estimated new
interest rate

5.95%

Finally, an easy way
to save money

All of our mortgage solutions are easy to use,

simple to understand and designed to save your money

Frequently asked questions

Check out how mortgage refinancing will benefit you.

What is mortgage refinancing?

Mortgage refinancing is replacing your existing mortgage with a new loan. People typically do this to secure a lower interest rate, lower monthly payments, or modify loan terms, such as transforming from a 30-year to a 15-year mortgage. It's like starting again with a fresh loan but continuing to pay for the same home.

How can refinancing benefit me?

Refinancing might help you save money in various ways. By tapping into the value of your property, you may be able to reduce your monthly payments and pay less interest over time. It's a process to make your mortgage more reasonable or flexible, depending on your current financial needs.

Can I refinance if I have bad credit?

Yes, you can refinance with bad credit, but the process may be more difficult. Some lenders, such as Nuborrow, can help you find solutions that are appropriate for your condition, even if your credit score is low. You may not get the best rates but you can still refinance.

Can I refinance to access my home equity?

Yes, you can refinance your home equity with Nuborrow. Refinancing lets you use your equity for renovations, debt consolidation, or other financial needs. It can also help you in getting lower interest rates or negotiate different payment plans. You can also opt for converting refinancing into HELOC for better flexibility.