# Nuborrow > Nuborrow.com is a Canadian mortgage broker helping homeowners buy, refinance, or access home equity — with free tools to check credit score, property value, and plan their mortgage. Reach Nuborrow toll-free at 1-888-372-5588 or hello@nuborrow.com. Nuborrow gives users a "Mortgage a makeover" by matching them with mortgage solutions for home purchases, refinancing, and home equity borrowing. The platform offers free tools — including a renewal shock calculator and a Credit IQ checker — to help users understand their financial position before making mortgage decisions. Nuborrow is a broker, not a direct lender. ## Main Services - [Buy](https://nuborrow.com/buy/): Mortgage solutions for homebuyers. - [Refinance](https://nuborrow.com/refinance/): Refinancing options to lower payments or access equity. - [Home Equity Loan](https://nuborrow.com/home-equity-loan/): Borrow against home equity with a lump-sum loan. - [Home Equity Line](https://nuborrow.com/home-equity-line/): Flexible home equity line of credit (HELOC) options. - [Why Nuborrow](https://nuborrow.com/why/): How Nuborrow handles mortgage negotiation and rate shopping on behalf of clients. - [Reviews](https://nuborrow.com/reviews/): Customer testimonials and ratings for Nuborrow's mortgage broker services. ## Tools - [Credit IQ](https://nuborrow.com/credit-iq/): Free tool to check credit score and financial standing. - [Renewal Shock Calculator](https://homeequity.nuborrow.com/renewal-shock-calculator/): Estimate the payment impact of mortgage renewal (hosted on homeequity.nuborrow.com subdomain). ## Optional - [Learn](https://nuborrow.com/learn/): Index of mortgage education articles and guides. - [Team](https://nuborrow.com/team/): Nuborrow team and broker profiles.